Mortgage News Digest

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Thursday, February 5, 2026

Are Pre-Qualifications Masquerading as Pre-Approvals Illegal? WA DFI, PA DOBS Say "Yes"

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DFI Says "Yes" - it's a "Misleading and Deceptive Act." CFPB calls it "deceptive." Update 10/2025 - PA Fin...
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Saturday, November 15, 2025

Unfreezing U.S. Housing Finance: How Two Simple Product Fixes at Fannie and Freddie Could Unlock Affordability

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For nearly a century, the U.S. mortgage system has excelled at one thing: mass‑producing a single, homogeneous product—the fully amortizing,...
Monday, October 20, 2025

Hiring, Onboarding - How to for the Mortgage Business

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Hiring & Onboarding Workflow  Scope: This reflects the hiring and onboarding procedures as contained in your manuals and forms . All p...
Friday, August 29, 2025

Mortgages on Mars

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When humans settle  on Mars, the real estate and mortgage industry  will  emerge, albeit with some significant differences  compared to Eart...

Enterprise-Wide Risk Assessments for Small Mortgage Companies

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Small mortgage companies face the same regulatory expectations as larger institutions when it comes to identifying and managing risk. Even w...
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