Mortgage News Digest

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Friday, August 29, 2025

Mortgages on Mars

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When humans settle  on Mars, the real estate and mortgage industry  will  emerge, albeit with some significant differences  compared to Eart...

Enterprise-Wide Risk Assessments for Small Mortgage Companies

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Small mortgage companies face the same regulatory expectations as larger institutions when it comes to identifying and managing risk. Even w...
Friday, May 9, 2025

HMDA, ECOA and What's an Application?... again

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Regulators do not understand Pre-Qualifications Implications for NMLS Call Reporting and HMDA Reporting Recent discussions make it app...
Monday, January 27, 2025

The Anti-Kickback Rule - Payment or Receipt of Non-Approved Fees

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Background With the recent spate of enforcement actions surrounding kickbacks, take the time to re-visit your explicit policies and proce...
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Tuesday, January 7, 2025

Unethical or Illegal? Dual Agency/Dual Capacity, Double Compensation in Loan Origination

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Updated 1/6/2025 It seems obvious, but the fact that an originator might represent someone else's interests in a transaction creates an ...
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