Regulators do not understand Pre-Qualifications Implications for NMLS Call Reporting and HMDA Reporting Recent discussions make it app...

Background With the recent spate of enforcement actions surrounding kickbacks, take the time to re-visit your explicit policies and proce...

Updated 1/6/2025 It seems obvious, but the fact that an originator might represent someone else's interests in a transaction creates an ...

When it comes to regulatory reviews, presenting a meticulously organized and thoroughly vetted mortgage loan file is crucial. You might wond...

Don't let your wholesaler tell you they've got everything you need. They don't. Important lessons in regulatory audits and exami...