Best Practice - Send for Signature, Not in Blank
PROBLEM 1 - Too Complex, Too Long
Recommended Procedure - Only Sign in Final Form
The URLA is not necessary to begin an "application" as defined under other regulations
Our recommended process
Pre-Application Kit Sample
URLA Review Checklist Sample
Comment - Why all the fuss for a few small changes? Only several new fields added.
A litany of pre-filled choices... and then, still, "other"... drives me nuts. Simplification or obfuscation.